News

D7 vs Golden Visa: Which Route to Portugal Is Right for You in 2025?

Portugal offers two main residency options for non-EU nationals: the D7 Visa for retirees or remote workers with stable income, and the Golden Visa for investors. Both lead to residency and potential citizenship, catering to different lifestyles and financial situations.

Portugal’s Real Estate Market throughout the year.

Portugal's commercial real estate market experienced a significant rebound in the first half of 2025, with investment volumes reaching €1.26 billion—a 70% increase compared to the same period in 2024. This surge indicates a strong recovery and investor confidence across sectors such as office, retail, and industrial properties.

Portugal Property Prices Double

Portugal's housing market has experienced a remarkable surge, with property prices more than doubling (141%) between 2010 and 2025. In the second quarter of 2025, house prices increased by 17.2% year-on-year, the highest among EU member states. This growth is attributed to factors such as strong demand from international buyers, limited housing supply, and favorable economic conditions. Despite this rapid appreciation, the market remains attractive for investment, offering opportunities in emerging regions and sectors.

Which is the most “competitive” municipality in Portugal?

According to the Mais Liberdade Institute's "Municipal Competitiveness Ranking 2025," Lisbon is the most competitive municipality in Portugal, followed by Oeiras and Porto. The study evaluated 186 municipalities with over 10,000 inhabitants across ten dimensions, including economic performance, income levels, and business success. This ranking highlights Lisbon's leading role in fostering a dynamic and prosperous environment for residents and businesses alike.

Property rental prices rise by 4%

In the year ending in September 2025, rental prices in Portugal increased by 4.1%, marking an acceleration from the previous month's 3.3% growth. The median cost of renting a home reached €16.9 per square meter. Cities such as Viana do Castelo, Bragança, and Viseu saw the most significant annual increases, with rates rising by 23.8%, 19.8%, and 16.5%, respectively. Lisbon remained the most expensive city to rent a home, with an average cost of €22.5 per square meter. In contrast, Bragança, Castelo Branco, and Viseu were among the most affordable cities for renting, with costs of €7.1, €7.3, and €7.9 per square meter, respectively.

Cheaper mortgage loans until 2028

According to the Public Finance Council, the 3-month Euribor rate is projected to decrease to 1.9% between 2026 and 2027, offering potential relief for families with mortgage loans indexed to this rate. This forecast suggests a favorable environment for borrowers in the coming years.